For many people considering LASIK, the initial cost can seem daunting. You might be thinking, “I’d love to have LASIK, but can I really afford it right now?”
At LASIK of Nevada, we believe that everyone deserves access to life-changing vision correction, regardless of their current financial situation.
That’s why we’ve developed comprehensive financing options that make LASIK more affordable than you might think.
After helping thousands of Nevada residents achieve visual freedom over the past 20 years, we understand that while LASIK is one of the best investments you can make in your quality of life, it’s still important to have flexible payment options. Let’s explore how you can make LASIK fit your budget and why it might be more affordable than continuing with glasses and contacts.
Understanding the True Cost of NOT Having LASIK
Before diving into financing options, let’s put LASIK costs into perspective by examining what you’re currently spending on vision correction.
The Hidden Expense of Contacts
If you wear daily contacts, you’re likely spending:
- Daily disposables: $600-$800 per year
- Monthly lenses: $300-$400 per year
- Contact solution and cases: $150-$200 per year
- Eye exams: $100-$150 per year
- Backup glasses: $200-$400 every few years
Total annual cost: $500-$1,200+
Over 20 years, that’s $10,000 to $24,000 – and that’s assuming prices don’t increase (which they will).
The Ongoing Cost of Glasses
Even if you only wear glasses:
- New frames and lenses: $300-$600 every 1-2 years
- Prescription sunglasses: $200-$500
- Repairs and replacements: $100-$200 per incident
- Eye exams: $100-$150 per year
- Special coatings and treatments: $100-$200 per pair
Average annual cost: $300-$500+
That’s $6,000 to $10,000 over 20 years, not including inflation or lifestyle limitations.
LASIK: A One-Time Investment
When you compare these ongoing costs to LASIK’s one-time fee, the financial advantage becomes clear. Most patients find that LASIK pays for itself within 3-5 years. After that, you’re essentially getting free vision correction for the rest of your life.
LASIK of Nevada’s Financing Options
We’ve partnered with leading healthcare financing companies to offer multiple payment options that fit different budgets and financial situations.
Option 1: Zero Down Payment Plans
Our most popular financing option requires absolutely no money upfront. You can have your LASIK procedure and start enjoying clear vision immediately, then begin making affordable monthly payments. This option is perfect if you:
- Want to preserve your savings
- Prefer predictable monthly payments
- Need vision correction now but want to spread the cost over time
How it works:
- $0 due at the time of procedure
- Low fixed monthly payments
- Terms from 12 to 24 months
- Quick approval process (often within minutes)
Option 2: Low-Interest Extended Payment Plans
For those who prefer longer payment terms with lower monthly amounts, we offer extended financing that can stretch up to 60 months. These plans feature:
- Competitive interest rates
- Fixed monthly payments (no surprises)
- No prepayment penalties
- The ability to pay off early without fees
Example scenarios:
- 24-month plan: lower interest, moderate monthly payments
- 48-month plan: Very manageable monthly payments
- 60-month plan: Lowest monthly payments for maximum budget flexibility
Option 3: Interest-Free Promotional Periods
Qualified patients can take advantage of special promotional financing with 0% interest if paid within the promotional period (typically 6, 12, or 24 months). This is ideal if you:
- Can pay off the balance within the promotional period
- Want to avoid any interest charges
- Prefer the flexibility of managing your own payment schedule
Benefits:
- No interest if paid in full within the promotional period
- Flexibility to pay more when you can
- Same as paying cash but with time to pay
Option 4: Combination Financing
Some patients choose to combine financing options for maximum flexibility:
- Put a portion down to reduce monthly payments
- Use FSA/HSA funds for part of the procedure
- Finance the remaining balance
- Apply tax refunds or bonuses to principal
This approach allows you to customize your payment plan to match your unique financial situation.
Using Pre-Tax Dollars: FSA and HSA Benefits
One of the best-kept secrets in making LASIK affordable is using pre-tax dollars through your employer’s benefits.
Flexible Spending Accounts (FSA)
If your employer offers an FSA:
- Contribute pre-tax dollars (saving 20-30% on taxes)
- Use funds for LASIK and related expenses
- Maximum contribution of $3,200 (2025 limit)
- Plan ahead during open enrollment
Health Savings Accounts (HSA)
HSAs offer even more flexibility:
- Pre-tax contributions reduce taxable income
- Funds roll over year to year (no “use it or lose it”)
- Can be used for LASIK at any time
- Maximum contributions: $4,150 (individual) or $8,300 (family) for 2025
Tax Savings Example: If you’re in the 24% tax bracket and use $3,000 from your FSA/HSA for LASIK, you save $720 in taxes – that’s like getting a $720 discount!
Insurance and Discount Programs
While most insurance doesn’t cover LASIK directly, you might have benefits you’re not aware of:
Employer Wellness Benefits
Some employers offer:
- Wellness stipends applicable to LASIK
- Corporate discount programs
- Direct LASIK benefits as part of comprehensive packages
Ask your HR department about any vision correction benefits.
Special Promotions and Seasonal Offers
Current Limited-Time Offer
Right now, LASIK of Nevada is offering $1,500 OFF our regular LASIK prices! This substantial discount, combined with our financing options, makes LASIK more affordable than ever. This limited-time offer means:
- Lower total cost to finance
- Reduced monthly payments
- Faster payoff potential
- Immediate savings locked in
Seasonal Considerations
The best time financially for LASIK might be:
- Early in the year: Use new FSA funds
- Tax season: Apply refunds to procedure costs
- End of year: Use remaining FSA funds before they expire
- During promotions: Take advantage of special pricing
Real Patient Financing Examples
Example 1: The Young Professional
Jessica, 28, Marketing Assistant
- Chose 24-month financing at $125/month
- Used $1,000 from her FSA
- Stopped spending $50/month on contacts
- Net increase: Only $75/month for 2 years, then savings forever
Example 2: The Family Budget
Mike and Sarah, both getting LASIK
- Used $3,000 from HSA
- Financed remaining balance over 48 months
- Combined monthly payment: $200
- Eliminated $150/month in contact expenses
- Net cost: $50/month for clear vision for both
Example 3: The Smart Saver
David, 35, Software Engineer
- Opted for promotional 0% interest for 12 months
- Made equal monthly payments
- Paid off in 10 months with no interest
- Used tax refund for final payment
Making Your LASIK Decision
Calculate Your Personal ROI
To understand your LASIK investment:
- Add up your annual vision correction costs
- Multiply by 10-20 years
- Compare to LASIK’s one-time cost
- Factor in lifestyle improvements (priceless!)
Most patients find LASIK pays for itself quickly while providing immeasurable quality of life improvements.
Questions to Ask During Your Consultation
When discussing financing during your FREE consultation:
- What’s my total procedure cost with current promotions?
- Which financing options am I pre-qualified for?
- Can I combine FSA/HSA with financing?
- Are there any hidden fees or penalties?
- Can I pay off my balance early without penalties?
The Approval Process
Our financing approval process is:
- Quick (often instant approval)
- Confidential
- No impact on credit score for checking rates
- Multiple options if first choice isn’t approved
- Helpful staff to guide you through options
Why Financing LASIK Makes Sense
Immediate Benefits, Gradual Payments
Unlike many financed purchases that depreciate, LASIK provides:
- Immediate vision improvement
- Daily quality of life enhancement
- Ongoing savings on vision supplies
- Benefits that last decades
Inflation Protection
By financing at today’s rates, you’re:
- Locking in current LASIK prices
- Paying with future dollars (worth less due to inflation)
- Avoiding rising contact/glasses costs
- Protecting against future price increases
Opportunity Cost
The money you don’t spend upfront can be:
- Kept in emergency savings
- Invested for higher returns
- Used for other important expenses
- Available for other needs
Common Financing Concerns Addressed
“What if I don’t qualify for financing?” We offer multiple financing partners with different approval criteria. Most patients qualify for at least one option, and our staff will help find the best solution for your situation.
“I don’t like debt.” Think of LASIK financing as redistributing money you’re already spending on contacts and glasses. You’re not adding an expense; you’re converting an endless expense into a finite one.
“What if my vision changes?” LASIK results are permanent for the vision issues corrected. While age-related changes (like needing reading glasses after 40) may occur, your distance vision correction remains stable.
“Is the promotional pricing real?” Absolutely! Our current $1,500 discount is a genuine limited-time offer. Combined with financing, it’s the most affordable time to get LASIK.
Your Path to Affordable LASIK
Getting LASIK doesn’t require a large bank account – it just requires smart planning. Here’s how to get started:
Step 1: Schedule Your FREE Consultation
Call us at:
- Las Vegas: (702) 945-0883
- Reno: (775) 452-4629
Or schedule a virtual consultation online to learn about LASIK from home.
Step 2: Get Your Personalized Quote
During your consultation, we’ll:
- Determine your exact procedure needs
- Apply current promotions
- Review all financing options
- Create a customized payment plan
Step 3: Choose Your Best Option
Select the financing plan that fits your budget:
- Zero down if you need to preserve cash
- Short-term if you want to minimize interest
- Extended terms for lowest monthly payments
Step 4: Enjoy Visual Freedom
Once approved (usually same day), you can:
- Schedule your procedure immediately
- Start experiencing life without glasses/contacts
- Make comfortable monthly payments
- Save money long-term
The Bottom Line: You CAN Afford LASIK
When you break down the numbers, LASIK is likely more affordable than you thought. Between our:
- Current $1,500 promotional discount
- Flexible $0 down financing
- Multiple payment plan options
- FSA/HSA tax advantages
- Insurance discounts
- Long-term savings on vision supplies
The question isn’t “Can I afford LASIK?” but rather “Can I afford NOT to have LASIK?”
Every day you wait is another day of:
- Buying contacts or glasses
- Dealing with vision limitations
- Missing out on visual freedom
- Postponing a proven quality-of-life improvement
Take the First Step Today
Don’t let financial concerns prevent you from achieving the clear vision you deserve. With over 20 years of experience and thousands of satisfied patients, LASIK of Nevada has helped people from all financial backgrounds afford life-changing vision correction.
Our 4.9-star average rating across hundreds of reviews reflects not just our surgical excellence, but our commitment to making LASIK accessible to everyone.
Ready to explore your financing options?
Schedule your FREE consultation today:
- Las Vegas: (702) 945-0883
- Reno: (775) 452-4629
- Virtual Consultations: Available from anywhere in Nevada
During your consultation, we’ll provide a detailed cost breakdown, review all financing options, and help you create a payment plan that fits your budget. There’s no obligation, no pressure, and no credit check required for the initial consultation.
Remember: Our $1,500 discount is a limited-time offer. Lock in these savings now and start your journey to visual freedom!
The investment you make in LASIK today will pay dividends in clear vision for decades to come. Contact LASIK of Nevada now and discover how affordable your best vision can be!
*$1500 discount off Premium LASIK for both eyes. For a limited time only and is subject to change.
*Financing plans require approval from lender.